EMI Brosupport@emibro.in
We reply within 2 working days. For billing, include the email on your account and the date you paid.
Settings → About EMI Bro
Version, membership status and the privacy summary are all there.
EMI BRO
Sole proprietorship of Rishi Raj Dutta · Udyam registration UDYAM-WB-06-0074758
3rd Floor, Anish Apartment, Old Gramin Bank Road, Lake Town, Siliguri, Darjeeling, West Bengal 734007
Phone: +91 85971 67267 · Email: support@emibro.in
Permissions, explained
| Permission | Used for | Optional? |
|---|---|---|
| Notification access (Notification Listener) | Auto-capture: reading debit alerts from payment and bank apps, parsed on the phone, so spends log themselves. Off until you switch it on in Settings and grant access in Android settings. | Yes |
| Notifications | EMI reminders with a Mark paid button, the daily safe-amount update, streak milestones, and a quiet receipt with Undo for each auto-captured spend. | Yes |
| Camera and photos | Only when you tap Scan or Upload on the Check tab. The image is read for price, instalment, tenure and issuer. | Yes, per use |
| Internet | Sign-in links, membership status, AI answers. | Required |
| Run at startup | Re-schedules your EMI reminders after a reboot. | Required for reminders |
| Vibrate | Haptic feedback. Can be switched off in Settings. | Yes |
Frequently asked questions
Does EMI Bro connect to my bank?
No. It never asks for bank login, never links an account and never initiates a payment. Everything is from numbers you enter and, if you allow it, from the notifications your phone already shows.
Is the EMI-free date real?
It is a forecast from the loans you entered: each month every EMI pays its instalment, interest accrues where a rate is known, and any extra you commit goes to the highest-rate loan. It is only as accurate as the rates you enter, which is why the app asks you to check the Key Facts Statement.
What does the coach know about me?
Your first name, city, salary, essentials, EMIs, targets and Safe to spend today, plus your question. Not your email, phone, balance history or notification text. See the privacy policy.
How do I cancel?
Open your account page, enter your email, open the link we send, and tap Cancel membership. During the ₹1 trial, cancelling stops AutoPay at once and nothing more is charged; later, access continues to the end of the paid month. You can also cancel the AutoPay mandate in your UPI app.
Refunds?
See the refund and cancellation policy, or email us within 14 days of a charge.
Auto-capture logged something wrong.
Tap Undo on the receipt notification, or Remove on the row in Plan → the day. If a bank's alert format is not recognised, send us the alert text (with amounts changed) and we will add it.
Can I export my data?
Yes: You → Profile → Export your money data shares a JSON file of everything the app holds.